More than 88 million Americans now living will get cancer in their lifetime. Although nearly 80% of all cancers are diagnosed in patients aged 55 and older, everyone is at risk. Men have a one-in-two lifetime risk of getting cancer; women a one-in-three chance.

Your major medical plan pays for routine medical costs. It isn't designed to cover other expenses associated with cancer. You can't always control whether or not you will get cancer. But, you can control whether you'll be able to pay for it.

Cancer can strike anyone - even if it doesn't run in your family. According to the American Cancer Society 1999 Facts and Figures, in a lifetime, cancer strikes one in two men and one in three women.

You Insure Your Home...

You insure your home against fire, because it might burn down. You insure your home against storms because if might suffer wind, rain, hail, or other storm damage. You insure your automobiles, RVs and boats because you might have an accident and your equipment could be damaged or destroyed.

Ask Yourself...

Which is most important to you - your house and your vehicles, or the financial security to help make the best medical care possible available for you?

According to an American Cancer Society study "Facts and Figures 1999", 66% of the expenses related to treating a cancer victim are non-medical. Even with group major medical insurance, individuals with cancer often incur such uncovered expenses as: home health care; deductibles and co-payments; experimental treatment, procedures, and medications; transportation expenses for treatment and care; as well as many other unforeseen costs that can quickly deplete cash resources.

• 1 of 2 men and 1 of 3 women will contract cancer in their lifetimes.
• It is the #2 cause of death among all Americans
• In the U.S., 1 of every 4 deaths is from cancer.

Because it strikes so frequently, and because it is often fatal if ignored, cancer consumes enormous healthcare dollars. The National Institutes of Health estimate that the overall annual cost for cancer in 1999 was $107 billion; $47 billion for direct medical cost, $11 billion for indirect morbidity cost (cost of lost productivity due to illness) and $59 billion for indirect mortality costs (cost of lost productivity due to premature death)* indirect medical costs may include: lost income, housekeeping expenses, child care expenses, long-distance telephone calls, special diets, transportation costs, meal and lodging away from home.

According To Cancer Facts and Figures, American Cancer Society, 1999, for patients fighting cancer, indirect or non-medical costs can be twice as much as direct medical costs.