What to do in the event of a loss:

Immediately report any loss to your insurance company via the following list of Insurance Company Claim Phone and Fax Numbers. Please have your policy number handy when calling.

If you do not know the name of your insurance company or if you need help in filing your claim, please contact the Kinghorn Insurance Services location which services your account:

• Bluffton           (843) 837-8000
• Hilton Head     (843) 785-2101
• Ridgeland        (843) 717-2020

Helpful tips in the event of a: 

Homeowners and Commercial Property Loss

1. As soon as possible, contact the company carrying your insurance to report the loss. Insurance Company Claim Phone and Fax Numbers
2. Make logical and essential repairs to protect your property from further damage or loss.
3. Keep a record of repair costs and save your receipts.
4. If theft or vandalism was involved, notify the police immediately.

Workers' Compensation Claim

1. Make sure the injured employee receives proper medical attention.
2. Complete the state-mandated accident reporting form.
3. As soon as possible, contact the company carrying your insurance to report any work-related injury. 
   Insurance Company Claim Phone and Fax Numbers

General Liability Claim

1. In the case of an injury, provide immediate assistance to the injured party.
2. Get the name, address and phone number of the injured party.
3. Try to obtain a brief explanation of what occurred.
4. Attain names, addresses and telephone numbers of any witnesses.
5. Do not admit fault or responsibility, but give factual details based on your knowledge and recollection of the incident.
6. Cooperate fully with police or any investigating authorities.
7. As soon as possible, contact the company carrying your insurance to report the loss.
   Insurance Company Claim Phone and Fax Numbers

Auto Accident

1. If possible, move your vehicle to a safe position. The law requires you to stop at the accident scene.
2. Check all parties for injuries and call for medical aid if needed.
3. Exchange information with the other parties involved in the accident.  Names, addresses, telephone numbers, type and ownership of vehicles, insurance information and description of damages are important information to acquire.
4. Identify any witnesses. Obtain their names, addresses and telephone numbers.
5. Call the police.
6. Do not admit fault to anyone.  There may be multiple factors contributing to an accident. Give factual details of your recollection and cooperate with police.
7. If your vehicle needs to be towed, request that it be driven to a repair shop in which you are familiar with.
8. As soon as possible, contact the company carrying your insurance to report the loss. 
   Insurance Company Claim Phone and Fax Numbers

Hurricane

1. Click here for Hurricane information and tips.

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