| Mobile
home owners have the same concerns as any other homeowner; as well as special
concerns that only mobile home owners share. Let us help you make sure you have
the proper insurance protection for your mobile home to help you achieve the peace
of mind you deserve. A
Typical Mobile home Insurance Policy Offers: Mobile
Home Protection
Provides coverage for your mobile home against covered loss from most perils,
except those specifically excluded in the policy. Some of the covered perils include:
Fire, water damage from rupture of plumbing, and steam or water heating systems.
Personal
Property Protection Provides coverage for your personal property
against loss from the following perils: fire, lightning, smoke, vandalism, falling
objects, collapse and any other perils listed in your policy. Theft
Coverage Provides coverage for your personal property against
several types of loss due to theft including: theft both on and off premises,
stolen credit cards, stolen or forged checks. Family
Liability and Guest Medical Protection Provides coverage for
your family against non-auto liability claims brought by others for accidental
bodily injury or damage to their property. Also provides Guest Medical Protection,
if someone is injured while on your property with your permission. Mobile
Home Insurance also Provides Protection For: Loss
of Use of Residence Premises Pays for the reasonable increase
in your living expenses necessary for maintaining your normal standard of living
for up to the amount of time specified in the policy if you are unable to occupy
your mobile home due to a covered loss.
Emergency Removal Service Pays
up to $500 for reasonable expenses you incur to remove your mobile home if it
is endangered by a loss we cover. Customize
Your Mobile Home Insurance with: Replacement
Cost for Your Mobile home and Personal Property Provides full
replacement cost for your insured mobile home and for most of your insured personal
property. If a covered total loss occurs, the insurance company will pay the full
cost to repair or replace your mobile home or damaged personal property with no
deduction for depreciation. (Subject to limits in the policy.)
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Trip Collision -
Provides coverage for your mobile home while moving it to another location. -
Extended
Coverage on Jewelry, Watches, and Furs -
Extended
Coverage on Fire Department Charges Mobile
home insurance policies, like other insurance, have limits of liability and are
subject to the terms and conditions of the policy, which vary by state. For more
information on mobile home insurance available in your area please visit our specialist
site below. |